Workers’ Compensation Insurance
Workers’ compensation insurance is designed to support employees if they’re hurt or become ill because of their job. At the same time, it helps shield businesses from costly lawsuits, fines, and disruptions. For employers across Wyoming and the Front Range, it’s not just smart protection—it’s often required.
Coverage That Works as Hard as Their Team
Workers’ compensation insurance includes several key protections that work together to safeguard employees and employers alike.
Medical Expenses
Covers doctor visits, hospital care, medications, and rehabilitation related to work-related injuries or illnesses.
Lost Wage Replacement
Provides partial income replacement when an employee can’t work while recovering from a covered injury.
Disability Benefits
Helps support employees facing temporary or permanent disability due to a workplace injury or condition.
Employer Liability Protection
Helps protect the business from employee lawsuits related to workplace injuries or unsafe conditions.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Small & Mid-Sized Businesses
Ideal for local employers who want to protect employees, meet state requirements, and avoid costly out-of-pocket claims that could strain their business.
Contractors & High-Risk Industries
Critical for construction, manufacturing, trades, and labor-intensive industries where injuries are more likely and coverage requirements are stricter.
Built for Employers Who Put People First
Workers’ compensation coverage is essential for businesses of all sizes, especially those with hands-on operations or physical work environments.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
Is workers’ compensation insurance required?
In most states, including Wyoming, businesses with employees are legally required to carry workers’ compensation insurance. Requirements can vary by industry and number of employees.
What types of injuries are covered?
Coverage typically includes injuries or illnesses that happen as a direct result of job duties, such as slips, falls, repetitive motion injuries, or exposure-related conditions.
Does workers’ comp cover employers too?
Yes. In addition to helping employees recover, workers’ compensation helps protect employers from lawsuits, penalties, and major financial losses tied to workplace injuries.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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