Home Insurance

The place you call home should always feel secure, and we make sure it’s protected through every season. From quiet nights at home to everything life brings your way, our home insurance gives you peace of mind no matter what comes your way.

What We Cover

Protection for Every Season

Home insurance is more than a requirement, it’s peace of mind every time you walk through the door. Whether it’s everyday life at home or unexpected events along the way, we provide coverage that keeps what matters most protected.

Dwelling Coverage

Covers damage to the structure of your home caused by events like fire, wind, or hail. This helps pay for repairs or rebuilding after a covered loss.

Personal Property Coverage

Covers damage or loss of belongings such as furniture, clothing, and electronics. This helps replace items stolen or damaged by covered events.

Liability Coverage

Covers bodily injury or property damage if someone is hurt on your property. This helps pay for medical bills, repairs, and legal expenses.

Loss of Use Coverage

Covers additional living expenses if your home becomes unlivable due to a covered claim. This helps pay for temporary housing, meals, and related costs.

What Makes Us Different

Insurance Unlimited Benefits

Local Expertise

We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.

Clear mountain lake reflecting blue sky and rugged peaks surrounded by evergreen trees

Personal Relationships

Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.

Aerial view of Laramie, Wyoming showing rail yards, streets, and buildings at sunset

Trusted Support

When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.

Pronghorn antelope standing in an open Wyoming prairie

Homeowners & Families

Whether it’s everyday life at home, hosting friends, or raising a family, we provide coverage that helps protect your house and the people who live in it.

First-Time & Long-Time Homeowners

Whether you’re buying your first home or have lived there for years, we offer coverage that adapts to your needs and helps safeguard what you’ve built.

Who it's for

Protection for Every Homeowner

Home insurance is more than a requirement, it is peace of mind every time you walk through the door. Whether it’s everyday life at home or unexpected events along the way, we provide coverage that helps protect what matters most.

Reviews

Real Stories from
Our Community

We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.

“Dawn, Erin, Dennette, and the whole crew are helpful, prompt, and friendly. They work hard to represent their customers, not just the insurance companies.”

Travis H.

“I was all shook up. I met with Erin Adams. Adjustments finalized within an hour I recommend if you need any insurance to see Aaron Adams at this location sooner the better have an awesome day I am.”

Lisa S.

"The staff are as professional, kind, and as effective as you can expect from ANY business. They never bat an eye and offer full support when you do have a claim. I’ve been using them for 20 years - saving $50 at Geico is asking to be just another number. I highly recommend Insurance Unlimited."

Jack L.

“Very professional, friendly and competitive. I had a policy with Geico and Insurance unlimited was able to get me a better rate and better coverage. I now use them for all of my insurance needs, and bonds. I would recommend Insurance Unlimited to anyone.”

Ben E.

"Aaron helped me today and I have never in my life been more thankful that these amazing people can talk to your insurance companies for you. I have a newborn baby and of course she decides she is not okay when I decide to make any important phone call. Iykyk… I was trying to console her while telling Aaron my problems and he gave me so much grace and understanding when it came to her noises. I am so relieved he was able to help me resolve my problem today! 5 stars. 10 out of 10 recommend if you need help with your home/auto/life insurance!"

Janelle H.
FAQ

Frequently Asked Questions

Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.

What does a standard homeowners insurance policy cover?

It typically covers your home’s structure, personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable.

+

How do I know how much coverage I need?

Consider the cost to rebuild your home, the value of your belongings, and potential liability risks. Our agents can help you determine the right coverage level.

+

Can I customize my policy?

Yes! We offer flexible options to ensure your policy meets your unique needs and budget.

+

Ready to Get Started?

Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.

Get a Quote
Family walking together through an open Wyoming field with rolling hills in the background