Umbrella Insurance
Extra liability coverage that extends beyond home, auto, and other policies, safeguarding your assets, savings, and future from major claims and lawsuits. Umbrella Insurance provides affordable, high-limit protection and peace of mind for individuals, families, and business owners.
Extra Protection for Life’s Big Risks
Umbrella Insurance adds an extra layer of liability protection above your existing home, auto, or recreational policies. If a serious accident or lawsuit exceeds those limits, umbrella coverage helps pay the remaining costs, protecting your finances, property, and long term security.
Excess Liability Protection
Adds additional limits above home, auto, or recreational policies when claims exceed standard coverage.
Lawsuits and Legal Defense
Helps cover legal fees, settlements, and judgments from covered liability claims or lawsuits.
Injury and Property Damage Claims
Extends protection for bodily injury or property damage you are legally responsible for.
Personal Liability Situations
Coverage may include incidents such as libel, slander, or certain personal liability exposures.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Individuals and Families
Homeowners, drivers, and households benefit from added liability limits that protect savings, property, and future income from large claims or lawsuits.
Business Owners and High Asset Households
Those with significant assets, rental property, or public exposure face greater liability risk. Umbrella coverage helps shield personal wealth from catastrophic claims.
Built for People With More to Protect
Umbrella coverage is ideal for people with assets, property, or liability exposure that could exceed standard insurance limits. It provides affordable, high limit protection for everyday life risks and unexpected events.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
How does Umbrella Insurance work with my home or auto policy?
Umbrella Insurance sits on top of your existing liability policies. If a covered claim exceeds those limits, umbrella coverage helps pay the remaining costs up to its higher limits.
How much Umbrella Insurance do I need?
Coverage should typically match or exceed your total assets and future income exposure. Many households start with one million dollars in coverage, with higher limits available depending on risk and assets.
Is Umbrella Insurance expensive?
Umbrella coverage is often one of the most affordable ways to increase liability protection. Because it supplements existing policies, it provides high coverage limits at relatively low cost.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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