What makes Insurance Unlimited different?

We're independent, local, and focused on you—not the big insurance companies. We get to know you and build coverage that actually fits.

Why should I work with an Independent Agent?

Working with an independent agent means you're not just a number on a policy. Unlike captive agents who can only offer products from one company, we shop multiple carriers on your behalf to find the right coverage at the right price. We advocate for you during claims, explain coverage in plain language, and stand by your side through every season.

Can anyone drive my car, and does my coverage extend to a rental car?

In most cases, yes. Your auto insurance follows the vehicle, not just the driver. As for rental cars, most personal auto policies do extend coverage, but the details depend on your policy limits and optional coverages like comprehensive and collision.

SR22 Insurance

An SR-22 is not insurance itself. It is a state-required filing that proves you carry the minimum auto liability coverage. We help drivers quickly secure coverage and electronically file their SR-22 so they can reinstate their license and move forward with confidence.

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What We Cover

Liability Coverage That Meets State Requirements

SR-22 insurance is required for certain high-risk drivers to verify they meet their states minimum liability insurance laws. If their license has been suspended due to a DUI, lapse in coverage, or major violation, the state may require this filing before reinstatement. At Insurance Unlimited, our team secures the right policy, files the SR-22 with the state, and helps drivers stay compliant so they can protect their driving privileges and avoid further penalties.

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Bodily Injury Liability

‍Covers injuries you cause to others in an accident.

Property Damage Liability

‍Pays for damage you cause to another person’s vehicle or property.

Uninsured / Underinsured Motorist

‍Helps cover injuries if you are hit by a driver without enough insurance.

Optional Collision & Comprehensive

‍Protects your vehicle from accidents, theft, fire, hail, or vandalism.

What Makes Us Different

Insurance Unlimited Benefits

Local Expertise

We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.

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Personal Relationships

Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
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Trusted Support

When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.

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High-Risk Drivers

‍Drivers with DUI convictions, serious traffic violations, or repeated offenses may need SR-22 filing to reinstate driving privileges and demonstrate financial responsibility.

Drivers With Coverage Lapses

‍If your license was suspended due to driving uninsured or multiple policy lapses, an SR-22 filing proves continuous coverage and helps restore legal driving status.

Who it's for

Drivers Required to Reinstate Their License

If the state requires proof of auto insurance after a suspension or major violation, an SR-22 filing is often the next step. We help drivers meet legal requirements quickly and stay compliant so they can move forward with confidence and peace of mind.

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Reviews

Real Stories from
Our Community

We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.

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“Dawn, Erin, Dennette, and the whole crew are helpful, prompt, and friendly. They work hard to represent their customers, not just the insurance companies.”

Travis H.

“I was all shook up. I met with Erin Adams. Adjustments finalized within an hour I recommend if you need any insurance to see Aaron Adams at this location sooner the better have an awesome day I am.”

Lisa S.

"The staff are as professional, kind, and as effective as you can expect from ANY business. They never bat an eye and offer full support when you do have a claim. I’ve been using them for 20 years - saving $50 at Geico is asking to be just another number. I highly recommend Insurance Unlimited."

Jack L.

“Very professional, friendly and competitive. I had a policy with Geico and Insurance unlimited was able to get me a better rate and better coverage. I now use them for all of my insurance needs, and bonds. I would recommend Insurance Unlimited to anyone.”

Ben E.

"Aaron helped me today and I have never in my life been more thankful that these amazing people can talk to your insurance companies for you. I have a newborn baby and of course she decides she is not okay when I decide to make any important phone call. Iykyk… I was trying to console her while telling Aaron my problems and he gave me so much grace and understanding when it came to her noises. I am so relieved he was able to help me resolve my problem today! 5 stars. 10 out of 10 recommend if you need help with your home/auto/life insurance!"

Janelle H.

I had a great experience working with Shannon. They were incredibly helpful, kind, and made the entire process feel easy and stress-free. From the beginning, they took the time to clearly explain all of my options and answered every question I had without making me feel rushed or overwhelmed.What stood out the most was their communication—they were prompt, professional, and always kept me informed every step of the way. It’s not often you come across someone who is both knowledgeable and genuinely cares about helping their clients, but they truly went above and beyond.I highly recommend them to anyone looking for an insurance agent who is trustworthy, responsive, and easy to work with.

Alexia A.

My experience at Insurance Unlimited was fantastic, and I'm so grateful I was made aware of who they are quite fast. I recently made the move to Laramie, and before I did, I wasn't making any car-insurance payments of my own. Yet when I visited the office to set up a plan for myself, the process was explained to me entirely clearly, and I left feeling satisfied with my decision to choose this provider over others. Thank you for helping to make something usually so complicated so simple!

Zach B.

FAQ

Frequently Asked Questions

Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.

Is SR-22 insurance a special type of insurance?

No. An SR-22 is a certificate filed with the state that proves you carry the required auto liability coverage. It is attached to a standard auto insurance policy.

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How long do I need to carry an SR-22?

Most drivers are required to maintain an SR-22 for 2 to 3 years, depending on the violation and state requirements. Coverage must remain active the entire time.

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What happens if my policy lapses?

If your policy cancels or lapses, the insurance company notifies the state, which can result in another license suspension. Continuous coverage is critical.

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Ready to Get Started?

Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.

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SR22 Insurance