Software Company Insurance
Software companies carry professional, technical, and cyber risk in every product they ship. Software Company insurance gives development businesses the specialized protection they need when a bug, a breach, or a client dispute turns their best work into their biggest liability.
Built for the Business of Building Software
Building software means building responsibility. Whether you develop SaaS platforms, enterprise applications, or custom client solutions, your exposure to professional liability, data breaches, and intellectual property disputes grows with every product you release and every client you serve. Standard commercial policies were not written for software businesses.
Professional Liability
Covers claims alleging your software, code, or professional services caused a client financial harm, including product failures, missed deliverables, and functionality that did not perform as promised.
Cyber Liability
Protects your business from data breaches, ransomware attacks, and network security failures that compromise your systems, your client data, or the platforms your customers depend on daily.
Intellectual Property Liability
Covers claims alleging your software, code, or design elements infringe on a third party's copyright, trademark, or patent rights, one of the most common legal risks in the software industry.
Technology Errors and Omissions
Covers claims arising specifically from the technology products and services you provide, adding a targeted layer of protection beyond standard professional liability for software-specific failures.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Startups and Independent Software Developers
The right policy protects your business from claims that could end an operation before it ever reaches its potential.
Established Software Firms and SaaS Companies
Scalable coverage ensures your entire operation is protected as your business grows.
Built for the Teams Behind the Platforms Others Depend On
Software companies face a combination of professional, cyber, and intellectual property risks that no standard commercial policy was built to handle. Whether you are an early-stage startup or an established development firm, your coverage needs to match the complexity of what you build and who relies on it.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
Why isn't a standard business policy enough for a software company?
Standard commercial policies exclude or significantly limit coverage for the risks software companies face most, including professional errors, technology failures, data breaches, and intellectual property disputes. Software company insurance is underwritten specifically for these exposures so your coverage reflects how your business actually operates.
Do I need both professional liability and technology E&O coverage?
For most software companies, yes. Professional liability covers errors in your services and client deliverables. Technology E&O covers failures specific to the products and platforms you build and sell. Together they address the full scope of how a software company can be held liable by the clients and users who depend on what it produces.
What if a data breach affects my clients' customers, not just my own systems?
This is where cyber liability and professional liability work together. Cyber coverage responds to your own breach response costs while professional liability addresses claims from clients whose customers were affected by a failure in your platform. Making sure both coverages are adequately funded is essential for any software company that handles or processes end-user data on behalf of its clients.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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