Renters Insurance
Renters Insurance protects belongings, covers liability, and helps with temporary living costs after a covered loss. Whether renting an apartment or a house, affordable coverage provides financial protection and everyday peace of mind.
Essential Coverage Designed for Everyday Risks
Many renters assume their landlord’s policy protects them. It does not. Renters Insurance covers personal belongings, liability claims, and unexpected living expenses if a covered event forces them out of their home. From fire and theft to water damage and guest injuries, this coverage safeguards both finances and future plans.
Personal Property Coverage
Covers furniture, clothing, electronics, and valuables from fire, theft, and covered damage.
Personal Liability Protection
Pays legal costs and damages if someone is injured in the rental space.
Loss of Use Coverage
Covers hotel and living expenses if a covered loss makes the rental unlivable.
Medical Payments to Others
Helps pay minor medical bills if a guest is hurt, regardless of fault.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Individuals & Young Professionals
Protects electronics, furniture, and liability exposures at a price that fits a first apartment budget.
Families & Roommates
Safeguards shared belongings and provides liability protection for guests and everyday living risks.
Coverage for Modern Renters at Every Stage
Whether renting a downtown apartment, a campus condo, or a suburban home, Renters Insurance provides reliable protection where it matters most.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
Does my landlord’s insurance cover my belongings?
No. A landlord’s policy covers the building itself, not personal belongings or liability inside the rental unit. Renters Insurance fills that gap.
How much Renters Insurance do I need?
Coverage depends on the value of personal property and liability exposure. We help calculate appropriate limits to ensure belongings are fully protected.
Is Renters Insurance required?
Many landlords in Wyoming and Colorado require proof of Renters Insurance before move in. Even when not required, it is one of the most affordable ways to protect personal finances.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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