Rental Home Insurance
Rental Home Insurance protects landlords from property damage, liability claims, and lost rental income after covered losses. Whether renting out a single home in Laramie or multiple properties in Denver, this coverage helps safeguard income and long-term investment value.
Essential Protection for Income Producing Properties
Owning a rental home comes with opportunity and risk. Standard homeowners insurance does not provide the right protection once a property is rented to tenants. Rental Home Insurance is specifically designed for non owner occupied properties, helping cover structural damage, liability exposures, and potential income loss.
Dwelling Coverage
Covers the structure against fire, wind, hail, and other covered property damage.
Landlord Liability Protection
Provides coverage if a tenant or guest is injured on the property.
Loss of Rental Income
Replaces rental income if the home becomes unlivable after a covered loss.
Other Structures Coverage
Protects detached garages, sheds, or fences on the rental property.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Individual Landlords
Ideal for homeowners who convert a primary residence into a rental or own a single investment property.
Real Estate Investors
Provides scalable protection for those managing multiple rental homes or long term investment properties.
Coverage Designed for Property Investors
Whether managing one rental home or building a growing portfolio, landlords need protection tailored to income producing properties. Rental homes carry unique risks, from tenant liability to lost rental income after a covered loss. The right policy helps protect cash flow, property value, and long term investment goals.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
Is Rental Home Insurance different from homeowners insurance?
Yes. Once a home is rented to tenants, a standard homeowners policy may not provide proper coverage. Rental Home Insurance is specifically built for landlord risks.
Does this policy cover tenant belongings?
No. Tenants are responsible for their own belongings and should carry Renters Insurance for personal property protection.
Can short term rentals be covered?
Coverage for short term or vacation rentals may require specialized policies. We review rental details to match the right carrier and coverage.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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