Product Liability Insurance
Product Liability Insurance helps protect businesses when a product they make, sell, or distribute causes injury or property damage. It covers legal defense costs, settlements, and claims so one incident does not derail everything you have built.
Coverage Built for Product-Related Risks
Product Liability Insurance is designed to protect businesses from claims tied to defective or unsafe products. Whether you manufacture, distribute, or sell goods, this coverage helps manage the financial and legal risks that come with putting products into the marketplace, locally and beyond.
Defective Manufacturing
Coverage for injuries or property damage caused by errors, flaws, or mistakes during the manufacturing process.
Design Defect
Protects against claims when a product’s design is inherently unsafe, even if it was manufactured correctly.
Failure to Warn
Covers claims resulting from missing or inadequate instructions, labels, or warnings that lead to product misuse.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Manufacturers and Makers
Ideal for businesses that design or produce goods. Coverage helps protect against claims tied to defects, errors, or unexpected product failures.
Retailers and Distributors
Protects businesses that sell or distribute products made by others, helping cover claims even when the issue originated upstream.
Coverage for Businesses That Put Products into the World
If your business touches a product at any stage, Product Liability Insurance is a critical layer of protection that helps shield your business from unexpected claims and costly lawsuits.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
What types of businesses need Product Liability Insurance?
Any business that manufactures, sells, or distributes physical products should consider this coverage, including retailers, wholesalers, and online sellers.
Is Product Liability included in General Liability Insurance?
Product liability is often included under a General Liability policy, but limits and exclusions vary. Many businesses need tailored coverage.
Does this coverage protect against recalls or known defects?
Product Liability Insurance typically covers unexpected defects, not intentional acts or known issues. Product recall coverage may require a separate policy.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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