Motorcycle Insurance
Motorcycle insurance is just as essential as your helmet when you’re hitting the road. It’s designed to keep your rides smooth and worry-free with coverage that goes beyond the basics. From accidents and damage to theft and liability, motorcycle insurance helps protect you and your bike so you can stay focused on the road ahead with confidence.
Ride Protected, Not Exposed
Motorcycle insurance is all about managing risk while you enjoy the ride. Unlike cars, motorcycles leave riders more exposed to accidents, weather, and road hazards, making the right coverage especially important. A strong policy helps cover repairs to your bike, medical costs, liability claims, and unexpected losses like theft or vandalism.
Liability Coverage
Helps pay for injuries or property damage you may cause to others. This coverage is required in most states and protects your personal assets if you’re found at fault.
Collision Coverage
Covers damage to your motorcycle if you collide with another vehicle or object, regardless of who caused the accident.
Comprehensive Coverage
Protects against non-collision losses like theft, vandalism, fire, severe weather, or animal-related damage.
Uninsured & Underinsured Motorist Coverage
Provides protection if you’re hit by a driver who has little or no insurance, helping cover medical expenses and damages.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Everyday Riders & Enthusiasts
Whether you ride daily or only when the weather’s right, motorcycle insurance helps protect your bike and finances from accidents, damage, and liability claims that could otherwise derail your riding season.
Touring, Seasonal & Specialty Riders
Long-distance riders, seasonal owners, and those with custom or high-value bikes benefit from tailored coverage that accounts for storage periods, upgrades, and extended time on the road.
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Insurance That Fits the Way You Ride
Motorcycle insurance is designed for riders who understand that freedom on the road also comes with responsibility. Whether you ride every day or only when the weather’s right, the right coverage helps protect your bike, your finances, and your peace of mind every time you head out.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
Is motorcycle insurance required?
In most states, liability coverage is required to legally operate a motorcycle. Additional coverages like collision and comprehensive are optional but strongly recommended to protect your bike and finances.
Does motorcycle insurance cover passengers?
Coverage for passengers depends on your policy. Some policies include passenger liability automatically, while others may require an added endorsement. An agent can help ensure passengers are properly protected.
Can I insure a custom or modified motorcycle?
Yes. Custom parts and accessories can often be covered, but they may need to be specifically listed on the policy. This ensures upgrades and modifications are properly protected if something happens.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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