Landlord Insurance
Landlord Insurance helps rental property owners safeguard their buildings, income, and liability risks. From property damage to tenant-related claims, this coverage provides financial protection so landlords can confidently manage and grow their investment properties.
Rental Property Protection Built for Landlords
Owning rental property is a smart investment, but it also comes with unique risks. Landlord Insurance is designed specifically for property owners who rent out homes, duplexes, condos, or small multi-family units. Unlike a standard homeowners policy, it protects the structure, rental income, and liability exposures that come with being a landlord.
Dwelling Coverage
Protects the rental structure from fire, wind, hail, and covered losses that damage the building.
Liability Protection
Covers legal costs and claims if a tenant or visitor is injured on the property.
Loss of Rental Income
Replaces lost rent if the property becomes unlivable due to a covered event.
Other Structures Coverage
Protects detached garages, sheds, fences, or additional structures on the property.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Individual Property Owners
Homeowners renting a single-family home, condo, or duplex gain protection for structure, liability, and lost rental income.
Real Estate Investors & Portfolio Owners
Owners with multiple properties benefit from scalable protection that safeguards income streams and long-term investments.
Smart Protection for Property Investors of All Sizes
Landlord Insurance is ideal for property owners who want to protect both their asset and the income it produces. Whether managing one property or several, the right coverage reduces financial risk and liability exposure.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
Is Landlord Insurance required?
While not always legally required, many lenders require it for financed rental properties. Even when optional, it’s strongly recommended to protect against major financial losses.
What’s the difference between homeowners and landlord insurance?
Homeowners insurance covers owner-occupied homes. Landlord Insurance is built for rental properties and includes liability and rental income protection.
Does it cover tenant belongings?
No. Tenants need their own renters insurance policy to cover personal belongings. Landlord Insurance covers the structure and the owner’s liability.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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