Inland Marine Insurance

Inland Marine Insurance is designed for property that moves or operates away from a fixed location. From contractors hauling tools to businesses using mobile equipment, this coverage protects valuable assets from loss, damage, or theft when standard property policies fall short.

What We Cover

Real-World Protection for Property on the Move

Inland Marine Insurance protects valuable equipment, tools, and property while they are transported, stored off-site, or used in the field. It fills the gaps traditional property insurance leaves behind, helping businesses stay protected wherever their work takes them.

Damage in Transit

Covers tools, materials, or inventory damaged while being transported between job sites, warehouses, or delivery locations.

Theft from a Vehicle

Protects against stolen tools or equipment when a work truck, trailer, or vehicle is broken into overnight or on the road.

Storage Facility Loss

Covers property stored in job trailers, temporary storage units, or rented facilities if it’s lost to fire, theft, or certain disasters.

Equipment Breakdown

Helps cover accidental damage to mobile or specialty equipment on-site, such as drops or handling mishaps (endorsements may apply).

What Makes Us Different

Insurance Unlimited Benefits

Local Expertise

We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.

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Personal Relationships

Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.

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Trusted Support

When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.

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Contractors & Trades

Ideal for construction professionals, electricians, plumbers, and landscapers who rely on tools and equipment across multiple job sites and locations.

Business Owners with Mobile Assets

Perfect for businesses that transport equipment, use off-site storage, or operate with property that traditional commercial property insurance doesn’t fully protect.

Who it's for

Coverage Built for Work That Doesn’t Stay in One Place

Inland Marine Insurance supports individuals and businesses that rely on mobile equipment, specialized tools, or property used beyond a single location.

Reviews

Real Stories from
Our Community

We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.

“Dawn, Erin, Dennette, and the whole crew are helpful, prompt, and friendly. They work hard to represent their customers, not just the insurance companies.”

Travis H.

“I was all shook up. I met with Erin Adams. Adjustments finalized within an hour I recommend if you need any insurance to see Aaron Adams at this location sooner the better have an awesome day I am.”

Lisa S.

"The staff are as professional, kind, and as effective as you can expect from ANY business. They never bat an eye and offer full support when you do have a claim. I’ve been using them for 20 years - saving $50 at Geico is asking to be just another number. I highly recommend Insurance Unlimited."

Jack L.

“Very professional, friendly and competitive. I had a policy with Geico and Insurance unlimited was able to get me a better rate and better coverage. I now use them for all of my insurance needs, and bonds. I would recommend Insurance Unlimited to anyone.”

Ben E.

"Aaron helped me today and I have never in my life been more thankful that these amazing people can talk to your insurance companies for you. I have a newborn baby and of course she decides she is not okay when I decide to make any important phone call. Iykyk… I was trying to console her while telling Aaron my problems and he gave me so much grace and understanding when it came to her noises. I am so relieved he was able to help me resolve my problem today! 5 stars. 10 out of 10 recommend if you need help with your home/auto/life insurance!"

Janelle H.
FAQ

Frequently Asked Questions

Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.

What is the difference between Inland Marine and Commercial Property insurance?

Commercial Property typically covers assets at a fixed location, while Inland Marine protects property that moves, travels, or is used off-site.

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Does Inland Marine Insurance only apply to boats or water transport?

No. Despite the name, Inland Marine covers land-based property in transit or used away from a primary location.

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Do small businesses really need Inland Marine coverage?

If your business uses tools, equipment, or property off-site or in transit, Inland Marine can prevent costly coverage gaps and unexpected losses.

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Ready to Get Started?

Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.

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