General Liability Insurance

Running a business means taking smart risks, but accidents should not put everything on the line. General Liability Insurance helps cover common claims like bodily injury, property damage, and legal defense costs. For local businesses, contractors, and professionals, it is a foundational layer of protection that supports long term stability.

What We Cover

Coverage Built for Real-World Business Risks

General Liability Insurance provides broad protection against common claims that can disrupt operations and drain resources. These coverages are designed to protect assets, cash flow, and peace of mind when claims arise.

Bodily Injury Liability

Covers medical expenses and legal costs if someone is injured at their business, job site, or due to business operations.

Property Damage Liability

Protects against claims for damage to someone else’s property caused by business activities or employees.

Personal & Advertising Injury

Covers claims related to libel, slander, copyright infringement, or reputational harm connected to advertising or marketing.

Legal Defense & Settlements

Helps cover attorney fees, court costs, and settlements even if a claim is groundless or unexpected.

What Makes Us Different

Insurance Unlimited Benefits

Local Expertise

We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.

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Personal Relationships

Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.

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Trusted Support

When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.

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Business Owners

Ideal for small to mid-sized businesses that want protection from everyday accidents, lawsuits, and unexpected claims that could threaten cash flow.

Contractors & Service Providers

Essential for businesses working on client property or job sites, helping meet contract requirements while protecting against injury or damage claims.

Who it's for

Coverage That Fits How Their Business Operates

Any business that interacts with customers, vendors, or the public faces liability exposure. General Liability Insurance helps reduce financial risk while supporting growth, contracts, and professional credibility.

Reviews

Real Stories from
Our Community

We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.

“Dawn, Erin, Dennette, and the whole crew are helpful, prompt, and friendly. They work hard to represent their customers, not just the insurance companies.”

Travis H.

“I was all shook up. I met with Erin Adams. Adjustments finalized within an hour I recommend if you need any insurance to see Aaron Adams at this location sooner the better have an awesome day I am.”

Lisa S.

"The staff are as professional, kind, and as effective as you can expect from ANY business. They never bat an eye and offer full support when you do have a claim. I’ve been using them for 20 years - saving $50 at Geico is asking to be just another number. I highly recommend Insurance Unlimited."

Jack L.

“Very professional, friendly and competitive. I had a policy with Geico and Insurance unlimited was able to get me a better rate and better coverage. I now use them for all of my insurance needs, and bonds. I would recommend Insurance Unlimited to anyone.”

Ben E.

"Aaron helped me today and I have never in my life been more thankful that these amazing people can talk to your insurance companies for you. I have a newborn baby and of course she decides she is not okay when I decide to make any important phone call. Iykyk… I was trying to console her while telling Aaron my problems and he gave me so much grace and understanding when it came to her noises. I am so relieved he was able to help me resolve my problem today! 5 stars. 10 out of 10 recommend if you need help with your home/auto/life insurance!"

Janelle H.
FAQ

Frequently Asked Questions

Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.

Is general liability insurance required for businesses?

It is not legally required in most cases, but many landlords, clients, and contracts require proof of coverage before work can begin.

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What does general liability insurance not cover?

It does not cover employee injuries, professional errors, or damage to the business’s own property. Those risks require additional policies.

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How much general liability insurance coverage do businesses need?

Coverage needs vary by industry, size, and risk level. An independent agent can help determine appropriate limits based on operations and contracts.

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Ready to Get Started?

Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.

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