EPLI Insurance
Employment Practices Liability Insurance helps protect businesses from costly claims related to how employees are hired, managed, and terminated. EPLI provides financial protection, legal defense, and peace of mind when workplace disputes arise, even when policies and procedures are followed.
Protection for Today’s Workforce Risks
Employment decisions carry more risk than ever. EPLI insurance helps protect businesses from lawsuits involving discrimination, harassment, wrongful termination, and other employment-related allegations. For employers navigating evolving workplace laws and expectations, this coverage provides critical financial and legal support when claims arise.
Wrongful Termination
Covers claims alleging improper firing, layoffs, or constructive dismissal that result in legal action.
Discrimination Claims
Protection against allegations involving age, gender, race, disability, or other protected-class discrimination.
Harassment & Hostile Work Environment
Covers claims related to sexual harassment, workplace bullying, and hostile work environment accusations.
Employment-Related Retaliation
Protects against claims alleging punishment or retaliation after employees report workplace concerns.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Small & Mid-Sized Businesses
Smaller employers often lack in-house HR or legal teams. EPLI helps cover defense costs and settlements that could otherwise disrupt operations.
Growing & Established Employers
As teams grow, so does exposure. EPLI helps protect businesses navigating hiring, performance management, and terminations at scale.
Coverage for Employers Managing People and Risk
If you have employees, EPLI insurance is an essential layer of protection. It helps businesses stay resilient when employment-related disputes arise, regardless of size or industry.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
What does EPLI insurance cover?
EPLI covers claims related to employment practices such as wrongful termination, discrimination, harassment, retaliation, and hostile work environment allegations.
Is EPLI required by law?
EPLI is not legally required, but many businesses choose it because employment-related lawsuits are common, expensive, and often excluded from general liability policies.
Does EPLI cover legal defense costs?
Yes. EPLI typically covers attorney fees, court costs, and settlements or judgments, even if a claim is ultimately found to be without merit.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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