Drone Insurance
Every time a drone leaves the ground, it carries real liability with it. Drone insurance gives commercial operators and aerial service professionals the specialized protection they need when a crash, a claim, or a regulatory incident grounds more than just the aircraft.
Coverage for Every Flight, Every Client, Every Risk
Commercial drone operations carry a unique combination of aviation liability, equipment risk, and regulatory exposure that standard business and personal policies were never built to address. Whether you provide aerial photography, infrastructure inspection, mapping services, or agricultural applications, a single flyaway, a collision, or a privacy complaint can generate claims that reach well beyond the value of the drone itself.
Hull Coverage
Covers physical damage to your drone, camera, gimbal, and onboard equipment from crashes, flyaways, hard landings, and other covered incidents that can take your equipment offline between jobs.
Liability Coverage
Covers third-party bodily injury and property damage claims arising from your drone operations, including incidents involving bystanders, structures, vehicles, and other aircraft in your operating area.
Payload Coverage
Covers the cameras, sensors, and specialized equipment attached to your drone against damage or loss, protecting the high-value gear that makes your operation commercially viable.
Personal Injury Liability
Covers claims alleging your drone operations invaded a third party's privacy or caused reputational harm, one of the most frequently overlooked exposures in commercial aerial work.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Independent Drone Pilots
Solo operators carry full liability for every flight they log and every client they serve. The right policy protects your equipment investment, your professional reputation, and your income when a flight does not go as planned.
Drone Service Companies
Larger operations managing multiple pilots, aircraft, and client engagements face compounded liability across every flight. Scalable coverage ensures every drone and every operator in your fleet is consistently protected.
Built for the Operators Who See the World Differently From Above
Commercial drone operators face aviation, liability, and regulatory risks that personal drone policies and standard business coverage were not designed to handle. Whether you fly solo or manage a fleet of UAS platforms, your coverage needs to match the commercial nature of every flight you log.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
Does my homeowners or business policy cover commercial drone operations?
No. Personal and standard business policies exclude aviation and commercial UAS activity. Commercial drone insurance is specifically underwritten for the aviation liability and equipment risks that come with operating drones professionally.
Is drone insurance required by law?
The FAA does not currently mandate insurance for commercial drone operators, but most clients, venues, and event organizers require proof of liability coverage before allowing operations. Many government contracts and commercial projects also specify minimum coverage limits as a condition of engagement.
Does my policy cover me if I fly in restricted airspace by mistake?
Intentional airspace violations are excluded from coverage. Accidental incursions may be addressed depending on your policy terms, but regulatory fines and penalties are typically excluded. Flying with proper authorization and maintaining current FAA certifications is the best way to ensure your policy responds when a legitimate incident occurs.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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