Contractors Insurance
Contractors Insurance helps protect construction professionals from the risks that come with every job. From property damage to liability claims and equipment loss, the right coverage helps contractors stay protected, meet project requirements, and keep their businesses moving forward.
Protection Built for Contractors on Every Job Site
Contractors face unique risks every day, whether working on residential builds, commercial projects, or specialty trade work. Contractors Insurance helps protect businesses from costly accidents, property damage, and liability claims so contractors can focus on delivering quality work with confidence.
General Liability
Covers third party injuries or property damage caused during construction or contracting work.
Tools and Equipment Coverage
Helps repair or replace stolen, lost, or damaged tools and equipment used on job sites.
Workers’ Compensation
Provides medical benefits and wage replacement if an employee is injured on the job.
Commercial Auto
Protects vehicles used for work if they are involved in accidents or cause property damage.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Independent Contractors
Independent contractors rely on their reputation, tools, and expertise. Contractors Insurance helps protect against liability claims, equipment loss, and unexpected accidents that could disrupt business.
Trade Professionals
Electricians, plumbers, roofers, carpenters, and other trades depend on reliable tools and safe job sites. Insurance helps protect their business, vehicles, and employees from costly setbacks.
Built for the Pros Who Keep Projects Moving
Contractors Insurance supports professionals working in construction and skilled trades who need dependable protection from everyday job site risks. From liability claims to equipment damage and workplace injuries, the right coverage helps safeguard their business and reputation. It allows contractors to take on projects with confidence, knowing their work and livelihood are protected.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
What does contractors insurance typically include?
Contractors Insurance often includes general liability, tools and equipment coverage, workers’ compensation, and commercial auto to protect businesses from job site accidents and financial risks.
Do contractors need insurance to work on projects?
Many construction contracts require proof of liability insurance before work begins. Certain coverages like workers’ compensation may also be required depending on employees and state regulations.
Does contractors insurance cover subcontractors?
Coverage can vary depending on the policy. Some policies require subcontractors to carry their own insurance, while others may provide limited protection depending on how contracts are structured.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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