Construction Insurance
Construction Insurance helps protect contractors, builders, and construction businesses from the financial risks that come with every project. From job site accidents to property damage and liability claims, the right coverage keeps projects moving and businesses protected.
Built to Protect the Work That Builds Our Communities
Construction projects involve moving parts, heavy equipment, and tight timelines. Construction Insurance helps safeguard contractors and construction businesses from costly accidents, property damage, and liability claims so they can focus on getting the job done safely and successfully.
General Liability
Protects against third party injury or property damage claims that occur on or around a job site.
Tools and Equipment Coverage
Helps repair or replace stolen, lost, or damaged tools and equipment used on construction projects.
Workers’ Compensation
Provides benefits for employees injured on the job, including medical care and wage replacement.
Commercial Auto
Covers vehicles used for construction work in case of accidents, property damage, or liability claims.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
General Contractors
General contractors manage multiple projects, subcontractors, and job sites. Construction Insurance helps protect against liability claims, property damage, and unexpected risks that could impact operations.
Trade Contractors
Electricians, plumbers, roofers, carpenters, and other trade professionals rely on tools, vehicles, and job site safety. Insurance helps protect their equipment, employees, and business from costly incidents.
Built for the People Who Build Everything Else
Construction Insurance is designed for professionals working in the building trades who need protection from job site risks, liability exposure, and equipment loss. The right coverage helps keep projects on track and businesses financially secure.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
What does construction insurance typically include?
Construction Insurance often combines general liability, workers’ compensation, commercial auto, and equipment coverage to protect contractors from job site risks, employee injuries, and property damage claims.
Is construction insurance required for contractors?
Many states require workers’ compensation if a business has employees, and some projects require proof of liability insurance before work begins. Coverage requirements can vary depending on the job.
Does construction insurance cover tools and equipment?
Yes. Many policies can include tools and equipment coverage, which helps repair or replace items if they are stolen, lost, or damaged on a job site or while in transit.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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