Commercial Property Insurance
Commercial property insurance helps safeguard the physical assets a business depends on every day. From buildings and offices to tools, inventory, and equipment. When unexpected events like fires, storms, theft, or vandalism occur, this coverage helps businesses recover quickly without bearing the full financial impact.
Built to Protect the Value of What You've Bulilt
Commercial property insurance is designed to cover the tangible assets that keep a business running. If a covered loss damages or destroys property, this policy helps pay for repairs, replacements, and recovery costs so operations can continue with minimal disruption.
Buildings & Structures
Covers the physical structure of business property, including walls, roofs, fixtures, and permanent improvements against covered losses like fire, wind, or vandalism.
Inventory & Equipment
Protects tools, inventory, machinery, and essential business equipment needed for daily operations and revenue generation.
Business Interruption
Helps replace lost income and cover ongoing expenses if a covered property loss causes a temporary closure or slowdown.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Business Owners & Property Managers
Ideal for companies that own or lease commercial space and need protection for buildings, improvements, inventory, and essential equipment.
Retailers, Contractors, & Service Businesses
Perfect for operations that rely on tools, machinery, displays, or customer-facing locations to generate revenue and serve clients.
Coverage for Businesses That Rely on Physical Space
If their business depends on a physical location, specialized equipment, or inventory to operate day-to-day, commercial property insurance is essential. This coverage helps protect the spaces and assets that generate revenue and keep operations running when unexpected events occur.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
What types of businesses need commercial property insurance?
Any business that owns, leases, or uses physical space or equipment can benefit from commercial property insurance. This includes offices, retail stores, warehouses, contractors, manufacturers, and service providers.
Does commercial property insurance cover natural disasters?
Many common risks like fire, wind, and hail are typically covered, but certain events, such as floods or earthquakes, may require separate policies or endorsements. Coverage options can be tailored based on location and risk exposure.
Is business personal property covered off-site?
Some policies provide limited off-premises coverage for tools or equipment temporarily taken to job sites or other locations. Coverage limits and conditions vary, so it’s important to review policy details carefully.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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