Artisan Contractor Insurance
Artisan Contractor Insurance is designed to protect small trade businesses from jobsite risks, property damage, injuries, and liability claims. It provides essential coverage so contractors can focus on delivering quality work while safeguarding their tools, reputation, and financial future.
Core Coverage Designed for Real Jobsite Risks
Artisan Contractor Insurance is specialized business insurance for hands on trades such as electricians, plumbers, carpenters, HVAC technicians, and more. It helps protect against accidents, property damage, injuries, and legal claims that can arise on or off the jobsite. For local contractors working in homes, commercial spaces, and new construction projects, having the right coverage is not just smart, it is often required by clients and contracts. With tailored protection in place, contractors can operate confidently and competitively.
General Liability
Covers third party bodily injury, property damage, and legal defense costs from jobsite accidents or completed work claims.
Commercial Property
Protects business owned equipment, materials, and office space from fire, theft, vandalism, and certain weather events.
Tools and Equipment Coverage
Covers owned or rented tools and equipment against theft, damage, or loss at jobsites or in transit.
Workers Compensation
Provides medical benefits and wage replacement if employees are injured while performing job related duties.
Insurance Unlimited Benefits
Local Expertise
We understand life in the West and the risks that come with it. From mountain roads to sudden storms, our team knows how to match coverage to the realities of our communities.
Personal Relationships
Insurance is not one size fits all. We take the time to get to know you, your family, or your business so your coverage reflects what matters most.
Trusted Support
When the unexpected happens, you will have a partner who stands with you. Our agents are here to guide you through claims, answer questions, and provide peace of mind every step of the way.
Independent Contractors
Sole proprietors and small trade specialists benefit from liability and tool protection that keeps them compliant and financially secure on every job.
Small Trade Businesses with Employees
Contractors with crews need broader protection, including workers compensation and equipment coverage, to safeguard employees and maintain project continuity.
Built for Skilled Trades and Independent Contractors
Whether running a one person operation or managing a growing crew, artisan contractor insurance helps protect trade professionals from financial setbacks and liability exposure that could disrupt business operations.
Real Stories from
Our Community
We’re proud to protect what matters most to our neighbors. These real stories from real clients reflect the trust, service, and peace of mind that define Insurance Unlimited.
Frequently Asked Questions
Your success is at the heart of everything we do. As trusted insurance agents, we’re here to provide clear answers and expert guidance, helping you navigate challenges, uncover opportunities, and achieve lasting growth.
What types of trades qualify as artisan contractors?
Artisan contractors typically include electricians, plumbers, carpenters, drywall installers, painters, HVAC technicians, and similar skilled trades. Eligibility depends on the type of work performed and annual revenue.
Is general liability enough coverage for a contractor?
General liability is essential, but it may not cover tools, equipment, employee injuries, or business property. Most contractors benefit from a package that addresses multiple exposures.
Do I need artisan contractor insurance if I am a subcontractor?
Yes. Many general contractors require subcontractors to carry their own liability insurance. It protects both parties and helps meet contractual requirements.
Ready to Get Started?
Protect your home, your business, and your future. With Insurance Unlimited, you’re covered every step of the way, from plains to peaks.
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