Life Insurance

Life Insurance is a crucial step in planning for your future and the future of your loved ones. It can fulfill promises made to your family if you are no longer around by providing a death benefit to your beneficiaries in return for premiums paid to the insurance company.

Advantage of the Death Benefit:

Provides income tax-free money to your named beneficiary(s) that can be used to pay funeral expenses, debt, tuition, estate taxes or virtually any financial need you leave behind.

Can provide business security by enabling partners to buy out the interests of a deceased partner.

Health Insurance

We offer both Individual and Small Group (less than 50 employees) health insurance plans. We offer health plans that are all about choice. For example, multiple options for copays and deductibles; network versus indemnity plan; Health Savings Account (HSA) plans; choice of prescription drug benefits; choice of wellness dollar amounts; etc.

Companies in the individual market, include: Blue Cross Blue Shield of Wyoming; IAC Personal Health Plans; and World Insurance. For Small Group Health Insurance Market, we have companies such as Starmark, IHC Partners Plus, and, Altius.

Disability Income Insurance

Form of insurance that insures the beneficiary's earned income against the risk that disability will make working impossible. The Principal Group; and, Union Central are two of the companies we represent.

Business Disability Insurance

This type of insurance provides coverage designed to reimburse owners of small business (sole proprietors partners of closely held corporations), operated from a location away from home for normal and customary expenses necessary to maintain the business.